Don't fall for the trap

How familiar are you with the tax system?

Like many of us, you may not be aware of how the tax system works but with nearly 44% of students in employment, criminals often take advantage and attempt to steal personal information and money. It’s important to ensure you’re aware of phishing scams.

There are many ways they may contact you. It’s a good idea to be aware of any messages you may receive on:

• WhatsApp
• Email
• Text
• Or via phone calls

Scammers often mimic government messages and platforms to target student’s vulnerabilities and appear as authentic organisations. It’s important to know that HM Revenue and Customs (HMRC) will never contact you about money that you owe or are owed in the formats listed above.

What can you do to protect your personal details and finances?

As scammers will aim to get access to your bank account or gain your personal information, take a moment to think before you give away any personal details or banking information. The same goes for your Government Gateway sign-in details. This information will allow scammers to access your personal records.

Remember to be apprehensive if you receive any threatening or demanding messages too. HMRC won’t call you threatening your arrest or wanting you to urgently transfer money.

What should you do if you think you have been scammed?

If you have had money stolen, we advise that you contact your bank immediately and report it to Action Fraud. There is also further information on how to claim a tax refund on the government website.

To help fight these crimes, you can also forward on suspicious texts which claim to be HMRC to 60599, emails to phishing@hmrc.gov.uk and report phone calls on the HMRC website.